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By your acceptance of these terms and conditions, you agree to the following:

Material from this website and any other World Wide website owned, operated, licensed, or controlled by AccountNet! or any of its related, affiliated, or subsidiary companies may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of AccountNet! - EXCEPT: you may download one copy of the material on one computer for your use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates AccountNet! intellectual property rights. The material in this site is provided for lawful purposes only.

AccountNet! will not be liable for any damages or injury caused by, including, but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure. AccountNet! will not be liable for any damages or injury, including but not limited to, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if there is negligence by AccountNet!, or an authorized AccountNet! representative has been advised of the possibility of such damages, or both. The above limitation or exclusion may not apply to the extent that applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages. AccountNet!'s total liability for all losses, damages, and causes of action (in contract, tort [including without limitation, negligence], or otherwise) will not be greater than the amount paid to access this site.

All remarks, suggestions, ideas, graphics, or other information communicated to AccountNet! through this site (together, the "Submission") will forever be the property of AccountNet!. AccountNet! will not be required to treat any Submission as confidential, and will not be liable for any ideas for its business (including without limitation, product, or advertising ideas) and will not incur any liability as a result of any similarities that may appear in future AccountNet! operations. Without limitation, AccountNet! will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. AccountNet! will be entitled to use the Submission for any commercial or other purpose whatsoever without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit, and you, not AccountNet!, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Except as described otherwise, all materials in the AccountNet! site are made available only to provide information. AccountNet! controls and operates this site from its headquarters in Nashville, TN, United States of America, and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations, you are responsible for compliance with applicable state and local laws.

The material in this site could include technical inaccuracies or typographical errors. AccountNet! may make changes or improvements at any time. THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED. To the fullest extent permissible pursuant to applicable law, AccountNet! disclaims all warranties or merchantability and fitness for a particular purpose. AccountNet! does not warrant that the functions contained in the material will be uninterrupted or error-free, that defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components. AccountNet! does not warrant or make any representations regarding the use of or the result of the use of the material in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not AccountNet!) assume the entire cost of all necessary servicing, repair or correction. The above exclusion may not apply to you, to the extent that applicable law may not allow the exclusion of implied warranties.

Any creation by you of hyperlinks to this site is not allowed without the express written consent of AccountNet!.

This site may be linked to other sites which are not maintained by AccountNet!. AccountNet! is not responsible for the content of those sites. The inclusion of any link to such sites does not imply endorsement by AccountNet! of the sites. All other trademarks are the property of the respective trademark owners.

Use of AccountNet! 's registered trademarks, designs and/or logos without the express written consent of AccountNet! is prohibited.

These Terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Tennessee, United States of America, notwithstanding any principles of conflicts of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Possible evidence of use of this site for illegal purposes will be provided to the appropriate law enforcement authorities. AccountNet! can revise these Terms and Conditions at any time by updating this posting. AccountNet! products and services may be available in many parts of the world. However, the AccountNet! site may describe products and services that are not available worldwide.

AccountNet! is very sensitive to the privacy concerns of the visitors to this site. As a general policy, no personal information is automatically collected from visitors to the site. However, certain non-personal information is recorded by the standard operation of AccountNet! ‘s Internet servers. This information is primarily used to provide an enhanced online experience for the visitor. Information tracked includes the type of operating system in use (e.g., Macintosh, Windows) and the type of browser being used by the visitor (e.g., Netscape, Internet Explorer).

Other uses of this information include internal review of the number of visitors to the site but only in an aggregate and non-personally-identifiable form. E-mail addresses and other personally identifiable data about visitors to this site are known only when voluntarily submitted.

Personally identifiable information that may be collected in connection with visitors is retained by AccountNet! and is not sold or otherwise transferred outside AccountNet!. This information is collected to help us better understand visitors' use of our site.

The content of this site is not directed at children under the age of 13 and AccountNet! does not knowingly collect personal information from any child under the age of 13 at this website.

Contact Information:
P.O. Box 150121
Nashville, TN 37215-0121